Close video

Mortgages, Pensions & More

As part of our 123 Extra partnerships we researched the market place to find the best provider of mortgages, pensions and independent financial advice specifically for contractors.

Our partnership team of Independent Financial Advisors is focused exclusively on meeting the needs of the UKs freelancer community. As IFAs they are uniquely specialist in their field, to date having helped over 22,000 individual contractor clients to achieve their financial goals.

Our IFA's aim is to show you how to make the most of your freelance contracting whilst helping you guard against some of the pitfalls that exist now that you are outside of a large employer safety net.

Their friendly team of professionals treat every new client as an individual. A dedicated adviser will be on hand to help secure you a mortgage based simply on a multiple of your contract rate, save you tax using a flexible contractor pension or protect your income and lifestyle via their tailored suite of insurance products.

And because of our close working relationship 123 Contracting can incorporate your contractor pension or mortgage into your accounts and tax planning to ensure you are still trading in the most tax efficient manner - just another part of The 123 Way.

Take a look at the sub menus on the left for more information on each of the services that Our IFAs have designed specifically for 123 Contracting.


If you have any questions don't hesitate to contact the 123 Contracting office on 0845 834 0269.

The value of investments may fall as well as rise and past performance is not a guide to future returns.

Your home may be repossessed if you do not keep up repayments on your mortgage

Financial advice is given by a firm of IFA, which is regulated and authorised by the Financial Conduct Authority.