123 Extra

Freelancer Legal Protection

Ltd Company Formation

The 123 Way

What is included as standard for a fixed fee of £65.00 + vat per month:

Full Contracting health check - is your business performing as best it could - we'll ensure it is.

If you're new to freelance contracting, we'll ensure you start trading in the right way.

Then you can sit back and relax, your ongoing HMRC & Companies House compliance will be taken care of.

The 123 Way - simple & stress-free.

Being a freelancer or contractor brings with it great freedom, but also carries significant risks. This is why we have developed Qdos Freelancer Legal Protection, which will provide comprehensive cover in respect of legal-related risks.

The annual premium for Freelancer Legal Protection is just £63.00.

The cover
The policy is designed specifically with contractors in mind and provides cover for up to £50,000 in legal expenses in respect of the following (please note that a lower limit applies to certain sections of cover as detailed below):Jury Service Cover – up to £500 per day and a maximum total of £5,000Contract Cover – up to £5,000 legal expenses cover towards contractual disputes with an agency or clientDebt Recovery – representation in the pursuit of legal proceedings in respect of an uncontested debtProperty Disputes – legal costs relating to property or tenancyPersonal Injury – costs incurred in the pursuit of proceedings to recover damages for the death or injury of an insured person

In addition to the above, the policy also provides cover in respect of:
Employment Disputes, Criminal Prosecutions, Wrongful Arrest Defence, Health & Safety Prosecutions, Data Protection and Restrictive Covenants.

The policy cover is subject to nil excess as standard where the Qdos-appointed representative is used in the event of a claim.
Should you decide to appoint your own choice of representative (e.g. solicitor) in the event of a claim, an 'increased excess' of £1,000 will apply.

Business Banking

Professional Insurance

Professional Indemnity

Public & Employers' Liability

Freelancer Tax Protection

Freelancer Legal Protection

Contract Review

Mortgages, Pensions & More...

Money Transfer Service

Visa Service

123 Income Illustrator

The 123 Income Illustrator shows you what you can expect to take home from a given contract.

It also compares the differences between freelance contracting through your own Limited Company, through an Umbrella Company, as a Sole Trader or if you were to return to full time employment.

The123 Income Illustrator

Insurance packages

To make life easier, 123 Contracting have designed 3 different insurance packages for you to choose from. We have also negotiated discount rates for 123 Contracting clients.

1. Starter cover

- Professional Indemnity
- Freelancer Tax Protection
from £22.00 per month

2. Best seller cover

- Professional Indemnity
- Freelancer Tax Protection
- Contract Review
from £29.00 per month

3. Comprehensive cover

- Professional Indemnity
- Freelancer Tax Protection
- Contract Review
- Freelancer Legal Protection
- Public & Employers Liability
from £40.00 per month