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Articles Tagged 'Insurance'

Don’t put all your eggs in one basket, spread the risk with income protection

Monday 14th July 2014

When making the decision to go it alone as a Contractor, one possible concern is the lack of fall back on an employee benefits package. Over the years you may have been sold policies such as payment protection insurance but these will no longer be valid now that you are a Contractor. The one protection policy every working Contractor in the UK should consider is the very one most of us don’t have – income protection.

Tags: Insurance

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IR35 Insurance

Monday 16th June 2014

​Reiterated warnings from HM Revenue and Customs are increasingly difficult to miss these days. But one HMRC matter in particular has maintained an unrelenting omnipresence since its introduction over a decade ago: the IR35 legislation.

Tags: IR35, Insurance

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Professional Indemnity Insurance - The Basics

Monday 16th June 2014

​Now more than ever, numerous insurance policies exist to cater to more or less any contractor requirement. The most popular of which taking the form of Professional Indemnity insurance.

Tags: Insurance

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IR35 Guide

Sunday 16th March 2014

IR35 is now a well-known term in the contracting world, the tax legislation having been a hindrance to limited company professionals for over a decade. The term ‘IR35’ is the name given to the ‘Intermediaries Legislation’, a tax law introduced by HMRC targeting professionals who work through personal service companies (PSCs) as a way to avoid paying as much tax.

Tags: Dividends, HMRC, Income Tax, Insurance, IR35, Limited Company, National Insurance, PAYE, Salary

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Contractor Insurance Guide

Sunday 16th March 2014

Insurance is an effective form of protection for almost all areas of business, contracting being no different. Working as a contractor comes with the responsibilities and professional duties that a business owner/shareholder faces, therefore having the correct insurance in place gives added value and stability.

Tags: Limited Company, Insurance, IR35

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Over 1.7 million 'one man band' contractors in the UK

Wednesday 13th November 2013

​Insurance company LV has released a survey into the contractor and small business market stating that there are now over 1.7 million contractors working in contracting jobs.

Tags: Insurance, Limited Company

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